Sunday, March 21, 2021

Ladies Use Your Stimulus to Get Affairs in Order

If you haven't done too much damage at the mall (or favorite online stores), now's the time to put things into perspective.  That factor is that time waits for no one...even in the age where 50 is the new 35.  Retirement, whether planned or forced on by unusual circumstances, is a very real thing.  There's no guarantee that you'll be able to punch a clock at 75 or that you will want to.

Income annuities can make retirement planning a lot easier and the earlier you start, the greater the payoff.  Even better, you can plan when you receive payouts in your lifetime instead of waiting to receive the maximum benefit.  In recent, only a handful of working adults have had the luxury of early retirement without having to downsize their lifestyle.

Can I Just Cut Back?

Why yes, cutting back on expenses is a wise move, and choosing to live the frugal life does bring some financial rewards.  However, talking to an insurance agent is one of the best ways to explore your financial planning options.  They are many ways to ensure the strongest growth of money saved over a period of time.

What If I Freelance or Do Gig Work?

Now that you've left that stuffy corporate structure and are living your career aspirations, say goodbye to the cushy perks like a pension.  People of all backgrounds have the power to create their own financial destiny when it comes to having a quality existence - now and in the future.  No one should have to feel stuck in a job they hate in order to receive benefits that may barely supplement their social security when they get older.

So get the facts today, even if your content with your job or feel financially stable.  During the last recession, many workers of a certain age who thought they had it all figured out got the shock of their lives.  While some had the resources to downsize with little effort, others found themselves having to look for new employment or additional income.  Reasons were they needed to work a little longer, made a bad investment, or had an unplanned event within their immediate family.  Remember, no one is immune to the unexpected.

Sunday, March 7, 2021

That Whole Fat, PHAT, and Obese Thing

This morning (3/7/21), I had the displeasure of reading a blog post about the latest pop culture media puppet recording star Lizzo.  It was on Panache Report where she playfully uses the term "obese" to describe her current financial status and seemingly never-ending popularity.  Okay, take a deep breath.

lizzo obese quote

Since she chose to say this during a time when people are struggling financially, I want to take time out to express my condolences for the struggle wig on top of her head.  Her part was so far from her scalp that I would have cut off part of the following words of wisdom - 

Lizzo says her bank account is "so fat." She said: "I wake up into my obese bed. I have to get like a king bed because I'm so obese. I put on my obese Louis Vuitton house slippers, and I walk into my massive, obese bathroom and I just stare into my wall-to-wall, obese mirror and lather myself in the most obese, expensive oils and creams, and - oh, god - I walk into my obese, gorgeous, mid-century modern kitchen, and by the time I've made it into my kitchen, I've already made another obese million dollars. "My bank account is so fat. My bank account is so obese, and, like, I tried to put it on a diet but she's just so stubborn, like, she won't listen."

Once again, most of the U.S. is in struggle mode and a nice portion of those impoverished were struggling before the pandemic...even as far back as the economic downturn in 2007.  However, Miss Lizzo's opinion is hardly new, as the term "fat" has always been associated with some next-level prosperity only a handful of people will see in their lifetime.  Yes, you have...

Buddha (there are slimmer versions of the famous statue)

Fat Cats (yes, they're cute but the kidney problems alone will make your vet rich)

Santa Claus (he comes with gifts once a year but what about the much-needed gift of good health insurance for those of us who work hard and not too naughty?)

Then there's the urban culture acronym for "pretty hot and tempting", PHAT.  Now, I'm actually glad that Lizzo and others are being seen in major TV ad campaigns as the regular person who uses mobile phone service, washes their hair with premium hair products, or does anything besides stuff their face.  While the latter may still be exploited from time to time, the current foodie culture (which will eventually increase medical care expenses) makes this a little easier to digest.

However, I'm tired of overweight/obese women trying to pass themselves off as sex objects.  For one, it's a real esteem killer, as some males intentionally turn to females of a certain size for sexual pleasure.  Depending on the level of satisfaction achieved, they may get "upgraded" to a friend with benefits.  Some studs also single out larger women as mates or part of their stable of women.  Women of any size shouldn't want to be seen as nothing more than a blow-up doll with extra cushioning.